Repairs vs. Improvements Confusion
Was that $2,000 HVAC fix a current repair or a capital improvement? Get it wrong and you risk a CRA audit. North AI classifies every maintenance receipt based on latest CRA guidelines instantly.
For Small-Scale Canadian Landlords
Automate your T776. Track every repair. Protect your rental equity.
NorthOS is the first bookkeeping tool built specifically for the "Accidental Landlord." No bloated property management features — just clean, CRA-ready tax ledgers for your units.
Showing Ontario landlord tax context.
Built for 1-5 unit portfolios
CRA T776 Compliance
Mortgage Interest Tracking
Rental taxes are a headache. Spreadsheets are a risk.
The Mortgage Interest Trap
Only the interest portion of your mortgage is deductible, not the principal. NorthOS tracks mortgage interest as its own T776 expense category, so the deductible amount is clear at tax time.
Scattered Units, Scattered Books
When you have a condo in Mississauga and a duplex in Hamilton, keeping expenses separate is a nightmare. NorthOS provides property-specific ledgers that consolidate into one tax report.
Features for the modern landlord
AI Receipt Scanner for T776
Snap a photo of your Home Depot receipt. North AI maps it to Line 8960 (Maintenance) or Line 9220 (Utilities) automatically. Organized records in seconds.
Rental Income Ledger
Log rent as it arrives, including e-transfers and platform income like Airbnb. NorthOS flags overdue rent so you know which tenants to follow up with.
CCA Depreciation Engine
Don't lose track of your building's cost base. NorthOS tracks Class 1 and Class 8 assets, calculating your annual deduction limit based on CRA's half-year rule.
Apportionment Tool
Running a basement rental in your primary residence? Use the sliding scale to split property tax, insurance, and utilities by square footage or room count accurately.
One-Click Accountant Export
When tax season hits, download a structured T776 worksheet and your full receipt archive from Google Drive. Tax prep has never been faster.
How it works
The simplest way to stay CRA-compliant.
1
Add your rental units
Tell NorthOS about your properties and units. We configure the apportionment and CCA settings for each automatically.
2
Log as you go
Snap receipts at Home Depot or log rent payments as they arrive. North AI handles the classification to Form T776 categories.
3
Export and File
Download your T776 workpapers and hand them to your accountant. No more shoebox of receipts or midnight spreadsheet scrambles.
What property owners are saying
"I have three rental units and was drowning in spreadsheets. NorthOS made tracking my deductible expenses and T776 reporting so simple, it feels like I have a property-focused accountant in my pocket."
Condo Owner, Toronto
"The AI receipt scanner actually understands Home Depot receipts. It categorized my new deck build correctly as a capital improvement, which saved me from a potential audit mistake."
Duplex Landlord, Ottawa
Simple pricing for small landlords
14-DAY TRIAL
Monthly
$12CAD / month
- Up to 5 rental units
- Full T776 automation
- All features included
SAVE 17%
Annual
$119CAD / year
- Best rate (~2 months free)
- 14-day free trial
- Multi-property ledgers
Frequently Asked Questions
For Ontario property owners
Ditch the spreadsheets. Organize your rentals.
Let NorthOS handle your T776 and keep every rental expense organized.
Get Started Now