Separate records per business
CRA expects each business to keep its own records and file its own T2125 (or T776 for rentals). Mixing two ventures into one ledger makes both returns harder to defend.
For Canadians Running More Than One Venture
Every business in its own books. One login. One set of CRA-correct numbers.
Freelancing plus reselling. Consulting plus a rental. NorthOS keeps each venture in separate, CRA-ready books and still gets the one thing silo tools miss: CRA taxes you as one person, so your GST/HST and income tax have to be seen across everything you run, not one business at a time.
Separate books per business
Person-level GST and tax math
$10/month per extra business
CRA sees one person. Your books need to show each business.
Running multiple ventures as a sole proprietor puts you under two rules at once, and most tools only handle one of them.
One GST/HST registration
CRA registers you, not each venture. One GST/HST number covers every business you run as a sole proprietor, so by default one return covers all of them. An eligible registrant can apply on form GST10 to file separately for branches or divisions, but that is an authorization with conditions, and the registration stays singular.
One combined GST/HST picture
Not registered yet? The $30,000 small-supplier threshold counts taxable revenue from all your businesses together. Already registered? You file one GST/HST return covering all of them. Either way the number that matters is the combined one.
If you are not registered yet
Say your consulting brings in $18,000 over four quarters and your online store brings in $14,500. Each looks comfortably under $30,000 on its own. Together they are $32,500, and you were required to register when the combined figure crossed the line.
If each business lives in its own app or spreadsheet, nothing is watching the combined number. NorthOS tracks it on a rolling four-quarter basis and warns you before you cross.
If you are already registered
The threshold is behind you, and a different combined number matters: your registration covers every business you run, so what you owe CRA is the total across all of them, not one business at a time.
Each business keeps its own GST/HST tracking and its own GST34 worksheet, and the account overview totals GST/HST owed across all of them beside your combined income tax and CPP. No re-adding spreadsheets to see the real number.
Full rules in when to register for GST/HST and on the CRA page for when to register and start charging.
Built for the portfolio, not just the business
A Tab Per Business
Each business is a tab across the top of your dashboard, like file folders. Click to switch. Every business keeps its own ledger, dashboard, categories, and vendor memory.
Its Own Tax Forms
Each business builds its own T2125, and rentals build a T776. Expenses map to the specific CRA line for that business type, so tax season is an export, not a sorting project.
Combined GST/HST View
Not registered? NorthOS watches the $30,000 threshold across all your businesses on a rolling four-quarter basis. Registered? It totals GST/HST owed across every business, because one registration covers them all.
Portfolio Overview
An account view shows every business side by side: revenue, GST-eligible income, GST/HST owed, and each business’s share of your combined income tax and CPP estimate.
A Drive Folder Per Business
Receipts file themselves into a separate Google Drive folder for each business. Your consulting receipts never mix with your reselling receipts.
One Bank Feed, Routed
Connect a bank account once and route each transaction to the right business at review. NorthOS flags likely duplicates across businesses before you approve them.
Member Logins
A family member can run their own business on your account with their own sign-in. They see only their business, and their numbers stay out of your tax math, because CRA treats them as a separate taxpayer.
Person-Level Tax Math
Income tax and CPP are estimated on your combined net income across businesses, the way your T1 actually works, then shown per business as its share. Silo tools under-estimate by taxing each business alone.
How it works
Add a business in about a minute. No second account, no second subscription.
1
Click the + tab
Next to your business tabs on the Dashboard or Ledger. Name the new business and NorthOS walks you through its setup: business type, province, and GST answers.
2
Keep books like you already do
Snap receipts, connect bank feeds, log income. Everything lands in the business you have open, and receipts file into that business’s own Drive folder.
3
Watch the whole picture
The account overview totals your revenue and tax across businesses, and the GST threshold tracker watches the combined figure CRA actually cares about.
One subscription. Ten dollars per extra business.
Your plan includes your first business. Each additional business is $10 CAD per month on the same subscription, prorated by Stripe when you add it (prices as of 2026).
NorthOS subscription
Includes your first business, all features
$12 / mo
Second business
Own books, own tax forms, own Drive folder
+$10 / mo
Third business
Same deal, every business after the first is $10
+$10 / mo
Three businesses, total
$32 / mo
$12/mo is the current beta rate for the base subscription (regular $16/mo, making the three-business total $36). Beta subscribers keep their rate.
Start Free TrialCompared with per-business pricing
Wave (as of 2026) supports up to 15 business profiles under one account, but its Pro plan is billed per business at $25 CAD per month each. Wave's own pricing FAQ says a user with three businesses on Pro would subscribe and pay three times, about $75 CAD per month. Wave does not advertise a consolidated view or combined GST threshold tracking across profiles. Pricing from Wave's pricing page.
Common combinations
Day job + side hustles
Two side ventures each need their own T2125, and their combined revenue shares one GST threshold.
Business + rentals
T2125 books for the business, T776 books for the properties, and the GST math that knows long-term rent is exempt.
Services + selling
Consulting income and marketplace sales stay in separate ledgers with the right expense categories for each.
Frequently Asked Questions
Stop juggling apps. Start seeing the whole picture.
Separate books for every venture, and one set of person-level tax numbers CRA would agree with.
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